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Who We Serve

WhealtheOptions health plans are designed to put people first — making care easier to access, more affordable to use, and tailored to individual needs. With transparent pricing, flexible coverage, and built-in support, our solutions give every member the confidence to get the right care at the right time.

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01

Employers

Employers today face rising premiums, limited transparency, and the pressure to offer competitive benefits. WhealtheOptions makes it easier with funding models and tools that put control back in your hands.

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What Employers Gain:

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  • Cost Savings: Employers keep 100% of surplus dollars and pharmacy rebates — no hidden fees.

  • Predictable Costs: Fixed monthly premiums with 84% typically allocated to claims, not admin.

  • Flexibility: Choose between level-funded and self-funded options with PPO or RBP networks.

  • Transparency: Real-time dashboards, detailed reporting, and actionable insights for smarter renewals.

  • Scalability: Solutions available for groups as small as
    25 lives.

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The result? Lower costs, stronger employee retention, and peace of mind knowing your plan is both transparent and compliant.

02

Employees

We believe employees deserve more than just coverage — they deserve tools that make healthcare easier to use, more affordable, and more supportive.

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What Employees Receive:
 

  • Built-In Resources: 24/7 Telemedicine
    (including Mental Health), Pharmacy Savings,
    Extended Preventive Screenings, and a
    Personal Health Dashboard™.

  • Extra Protections: Identity theft protection, extended preventive screenings, biometric and DNA kits, and confidential EAP services.

  • Personalized Support: Patient advocacy teams to help select high-value, cost-efficient providers.

  • Savings: Employees often save 20–30% compared to traditional BUCA plans.

  • Engagement: Programs like Start Living 2.0, Wholeistic Coaching, and activity challenges keep employees motivated and supported.​
     

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The result? A simpler, more confident healthcare experience
that empowers employees at every step.
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03

Brokers

We know brokers need competitive solutions that are easy to present, simple to implement, and financially transparent. That’s why WhealtheOptions was designed with brokers in mind.
 

What Brokers Benefit From:
 

  • Streamlined Quoting: AI-driven underwriting with no medical apps, and proposals typically ready in 5–7 business days.

  • Flexible Compensation: Standard $25 PEPM, with customizable arrangements on request.

  • Broker-Friendly Design: Plans that simplify onboarding and strengthen client relationships.

  • Dedicated Support: A boutique TPA experience with hands-on account management and compliance services.

  • Competitive Edge: Employers save more and gain control, helping you stand out as a trusted advisor.

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The result? A stronger client portfolio, faster growth,
and a partner invested in your success.
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How to Become a Partner

Getting started is simple. We’ve streamlined the process to make onboarding quick and efficient:

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  1. Click the link below to access our broker application.
     

  2. Complete all required information.
     

  3. Submit your application.
     

Once submitted, our team will review your information and connect with you.

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